Alivio Capital

Alivio Capital
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 46.1 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 7.9 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
10%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Founded:
2009
Employees:
95
Loan Types: The type of linked assets the lending company has issued.
Car loan Car loan
Personal loan Personal loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
EUR
Annual percentage rate charged to borrowers:
0%-64%
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
0

About

With 9,500 active customers nationwide, Alivio Capital is one of the largest healthcare lending companies in Mexico, focusing on healthcare needs that aren’t covered by the umbrella of health insurance. It stands out in the healthcare lending market because of its 4-minute digital pre-approval process, 24/7 service availability, and same-week payments on behalf of borrowers directly to doctors and hospitals. Loan security consists of a direct loan assignment complemented by an extra layer of pledge over loans listed on Mintos. There’s also a third-party trust provider securing the cashflows, and Mintos investors are the first beneficiaries of the repayments coming from particular loan agreements. Loans that exceed MXN 70 000 are additionally secured with a car as collateral and are therefore listed on Mintos under the car loan type. If the loan is unsecured, it’s listed under the unsecured personal type.

Last Updated: 09.08.2021

Last Updated: 27.10.2022

Last Updated: 05.08.2021