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Mikro Kapital

Last Updated: 12.05.2020. Date when the basic information was updated
Mikro Kapital
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 417 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 107.2 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
5% - 10%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
9.6%
Website:
mikrokapital.com
Founded:
2008
Employees:
1762
Loan Types: The type of linked assets the lending company has issued.
Car loan Car loan
Agricultural loan Agricultural loan
Business loan Business loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
EUR
Annual percentage rate charged to borrowers:
17%-55%
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
€ 22 125 014
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Recent News

24.02.2022

Update: We’re limiting exposure to loans from Russia and Ukraine
All News

About

Mikro Kapital, focused on impact finance and microfinance, operates through its Luxembourg securitization fund (ALTERNATIVE), collecting financial resources from European and International Institutional and Private Investors. ALTERNATIVE invests the proceeds in its own Portfolio companies based in countries in Europe (Czech Republic, Italy, Moldova, Romania), Caucasus (Armenia) and Central Asia (Kazakhstan, Kyrgyzstan, Tajikistan and Uzbekistan), which provide micro credits, micro leases and access to sharing economy solutions (car sharing) to MSMEs to support their development, generating a positive impact on local communities.