Invest
Smart Cash
Security
Blog
About
English English

SOS Credit

Last Updated: 30.09.2020. Date when the basic information was updated
SOS Credit
Loans Originated Total volume of loans issued by this company to borrowers since its founding.
€ 37.2 M
Loan portfolio Loans issued by the lending company to borrowers at the time of the most recent financial statement that are current or less than 60 days late.
€ 2.8 M
Buyback obligation A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game To ensure the interests of a lending company and investors are aligned, the company is required to keep a stake of each investment opportunity it offers through Mintos. This is called the company's skin in the game.
15%
Average Interest % The weighted average interest rate of investment opportunities from this lending company.
Website:
SOS Credit
Founded:
2015
Employees:
93
Joined Mintos:
July 2019
Loan Types: The type of linked assets the lending company has issued.
Short-term loan Short-term loan
Countries: Countries in which the linked assets were issued by the lending or rental company.
Currencies: Currencies in which investment opportunities from the company are offered.
EUR
Annual percentage rate charged to borrowers:
3.65% - 1095.00%
Outstanding investments: Total volume of outstanding and available investments from this company on Mintos. Updated daily.
€ 0
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Recent News

24.02.2022

Update: We’re limiting exposure to loans from Russia and Ukraine
All News

About

SOS CREDIT is led by an international team with experience across the finance, payments and marketing industries. The company provides consumer loans issued in Ukraine.

The company is able to issue high volume of loans because of their machine-learning scoring algorithms, which allows it to check the creditworthiness of a borrower in 5.15 seconds, with manual verifications taking less than 20 minutes.

Presentation

Presentation

Last Updated: 28.06.2021

Financials

Financials

Last Updated: 26.05.2021

Loan Agreement

Loan Agreement

Last Updated: 20.06.2019