Alivio Capital

With 9,500 active customers nationwide, Alivio Capital is one of the largest healthcare lending companies in Mexico, focusing on healthcare needs that aren’t covered by the umbrella of health insurance. It stands out in the healthcare lending market because of its 4-minute digital pre-approval process, 24/7 service availability, and same-week payments on behalf of borrowers directly to doctors and hospitals. Loan security consists of a direct loan assignment complemented by an extra layer of pledge over loans listed on Mintos. There’s also a third-party trust provider securing the cashflows, and Mintos investors are the first beneficiaries of the repayments coming from particular loan agreements. Loans that exceed MXN 70 000 are additionally secured with a car as collateral and are therefore listed on Mintos under the car loan type. If the loan is unsecured, it’s listed under the unsecured personal type.