Conmigo Vales

Conmigo Vales (legal name C&H Resoluciones) was founded in 2018, employing 100+ people across 10 branches across the northern part of Mexico and in administrative roles. Conmigo Vales has been operating under Financiera Contigo (legal name CEGE Capital), a company with 10+ years of experience. The loans issued by Conmigo Vales and placed on Mintos have a group guarantee by Financiera Contigo (CEGE Capital).

Conmigo Vales works in a relatively unique way – by partnering with distributors who grant loans to people in their communities via vouchers (in Spanish: vales), and in turn, earn commissions for doing so. Borrowers can then repay the loans via various channels (shops, POS, and customer centers). Out of all Conmigo Vales' distributors, 95% are women. The company has a variety of requirements for the distributors, e.g., having at least 1-year prior experience with granting loans via vouchers and having at least 1 guarantor for the credit line (the bigger the credit line for vouchers is granted, the more guarantors must back up the distributor's credit line). Learn more on the company's website.