Midinerito

Last Updated: 22.10.2024. Date when the basic information was updated
Midinerito
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 121.5 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 44 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
10%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
12.0%
Founded:
2018
Colaboradores:
360
Joined Mintos:
October 2024
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito pessoal Crédito pessoal
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR
Annual percentage rate charged to borrowers:
45.6%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
1 655 861
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Sobre

The Lending Company began operations in 2018 with a single agreement with the Government of Mexico City, focusing on providing payroll deduction loans to public sector employees. Since then, the Lending Company has experienced significant growth, expanding its network to 11 agreements across six states in Mexico. Over the years, the Lending Company has issued more than 90,000 loans, with a current average monthly placement exceeding 40 million Mexican pesos, which is approximately 1.75 million euros at the current exchange rate.
MiDinerito has established itself as a key player in the financing market for government employees, known for its efficient loan management and its ability to meet the needs of its clients. Currently, the Lending Company is in a phase of strategic expansion, with plans to secure three new agreements by the end of the year. Additionally, by 2025, the Lending Company aims to establish five more agreements, including some at the federal level, further strengthening its presence in the public sector.

Last Updated: 01.11.2024

Last Updated: 22.10.2024

Last Updated: 22.10.2024