Mikro Kapital

Last Updated: 12.05.2020. Date when the basic information was updated
Mikro Kapital
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 417 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 107.2 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
5% - 10%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
9.4%
Founded:
2008
Colaboradores:
1762
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito automóvel Crédito automóvel
Crédito agrícola Crédito agrícola
Crédito empresarial Crédito empresarial
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR
Annual percentage rate charged to borrowers:
17%-55%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
23 949 417
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Sobre

Mikro Kapital, focused on impact finance and microfinance, operates through its Luxembourg securitization fund (ALTERNATIVE), collecting financial resources from European and International Institutional and Private Investors. ALTERNATIVE invests the proceeds in its own Portfolio companies based in countries in Europe (Czech Republic, Italy, Moldova, Romania), Caucasus (Armenia) and Central Asia (Kazakhstan, Kyrgyzstan, Tajikistan and Uzbekistan), which provide micro credits, micro leases and access to sharing economy solutions (car sharing) to MSMEs to support their development, generating a positive impact on local communities.