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Capital Service

Last Updated: 16.04.2020. Date when the basic information was updated
Capital Service
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 303.2 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 22 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
10%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
Website:
capitalservice.pl
Founded:
1999
Colaboradores:
416
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito pessoal Crédito pessoal
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR, PLN
Effective APR charged to borrowers: APR is not always the most representative measure of the cost of borrowing, therefore, Mintos shows effective APR. This is a unified measure among all loan originators on the platform. To calculate the effective APR, the methodology called XIRR (extended internal rate of return) is used, which is further adjusted to exclude compounding effects. Effective APR is calculated based on the cash flows charged to the borrower which includes principal, interest and any fees charged on a single loan basis, whether they are compulsory or not or are charged by a third party.
51%-344%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
€ 0

Notícias recentes

13.07.2020

Capital Service has entered a COVID-19 protection framework in Poland

02.04.2020

Pending payments – average days and percentage of outstanding investments by lending company as of 2 April
Todas as notícias

Sobre

CAPITAL SERVICE S.A. provides its lending activity in Poland and offers unsecured payday loans and installment loans for individual customers on the basis of a country-wide network of branches, Call Center, brokers and financial agents (external offices). The business model implemented by the Management Board gives CAPITAL SERVICE S.A. the possibility of stable development through adequate management of its resources. The company has many products, which makes its activity competitive on the market of non-bank loans. The company's value is also provided by internal procedures governing its processes and its own IT system. 

On 6 April 2020, Capital Service was suspended from the Mintos Primary and Secondary Markets due to a failure to make timely settlement payments to investors on Mintos.

Presentation

Presentation

Last Updated: 31.08.2018

Financials

Financials

Last Updated: 03.09.2019

Loan Agreement

Loan Agreement

Last Updated: 16.04.2020