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Creamfinance

Last Updated: 28.04.2020. Date when the basic information was updated
Creamfinance
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 865 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 33.9 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
5%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
Website:
creamfinance.com
Founded:
2012
Colaboradores:
314
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito de curto prazo Crédito de curto prazo
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR, PLN
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
€ 0
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Notícias recentes

20.05.2022

CreamFinance reports record €3.4m net profit for FY 2021
Todas as notícias

Sobre

Consumer finance services provider Creamfinance has focues on relevant, value-added data, otherwise referred to as Smart Data. Utilizing advanced algorithms and machine-learning capabilities to quickly evaluate and score loans, Creamfinance offers a highly customized approach to the personal loan process in a speedy and reliable manner. It aims to become a one-click loan provider to consumers across the globe. Currently, the company is fully operational in five countries (Latvia, Poland, Czech Republic, Mexico and Spain) with an IT office in Austria. Cream Finance Holding LTD provides a group guarantee. This means it will ensure the execution of the buyback obligations.

Presentation

Presentation

Last Updated: 28.08.2019

Financials

Financials

Last Updated: 17.05.2022