Creditstar

Last Updated: 30.09.2020. Date when the basic information was updated
Creditstar
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
 
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 171 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
5%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
15.6%
Founded:
2006
Colaboradores:
135 (group)
Joined Mintos:
August 2016
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito pessoal Crédito pessoal
Crédito de curto prazo Crédito de curto prazo
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
EUR, PLN, CZK
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
28 399 929
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Sobre

Creditstar, a provider of consumer financial services, was established in 2006 in Tallinn, Estonia. Today it operates in Estonia and in seven other countries across Europe, including Finland, Sweden, Poland, UK, Czech Republic, Spain and Denmark. The Group has offices in Tallinn, Warsaw, London and Vilnius.

The Company offers unsecured online and mobile consumer loans. Lending activity is supported by an industry-leading infrastructure that meets strict regulations and provides an exceptional user experience. Creditstar Group acts according to Responsible Lending policy and thoroughly checks the background of all loan applicants.

The Company is run by a diverse entrepreneurial team from 20+ nationalities of different ages and backgrounds. Creditstar is one of the most experienced issuers in the Baltic bond market with more than 20 successful issues since being established. Company’s revenue and customer growth has been fueled by entry to new geographical markets, expanding customer base and product development.CREDITSTAR INTERNATIONAL OÜ provides a group guarantee to ensure the obligations of the buyback guarantee of individual countries are fulfilled.

Last Updated: 09.07.2024

Last Updated: 16.08.2023