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Kviku

Last Updated: 30.09.2020. Date when the basic information was updated
Kviku
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 100 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 43.8 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
With a buyback obligation
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
10% - 100%
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
Website:
kviku.com
Founded:
2013
Colaboradores:
70
Joined Mintos:
30.08.2018
Loan Types: O tipo de ativos associados que a empresa de crédito emitiu.
Crédito pessoal Crédito pessoal
Fluxo direto Fluxo direto
Countries: Os países quem que os ativos associados foram emitidos pela empresa de crédito ou de aluguer.
Moedas: Moedas em que são oferecidas as oportunidades de investimento da empresa.
RUB, EUR
Effective APR charged to borrowers: APR is not always the most representative measure of the cost of borrowing, therefore, Mintos shows effective APR. This is a unified measure among all loan originators on the platform. To calculate the effective APR, the methodology called XIRR (extended internal rate of return) is used, which is further adjusted to exclude compounding effects. Effective APR is calculated based on the cash flows charged to the borrower which includes principal, interest and any fees charged on a single loan basis, whether they are compulsory or not or are charged by a third party.
19%-365%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
€ 0
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Notícias recentes

24.02.2022

Update: We’re limiting exposure to loans from Russia and Ukraine
Todas as notícias

Sobre

Kviku forms a Group of online lending companies with operations in Russia, Kazakhstan, Ukraine, Spain, Poland and the Philippines.

The company operates completely online and offers a fast, reliable, convenient and transparent service. Kviku issues loans through its virtual credit card and point-of-sale partners and is regulated by the Central Bank of Russia.

Presentation

Presentation

Last Updated: 17.05.2021

Financials

Financials

Last Updated: 12.04.2021

Loan Agreement

Loan Agreement

Last Updated: 04.03.2019