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VIZIA

Last Updated: 19.06.2019. Date when the basic information was updated
VIZIA
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 225.7 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 17.3 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
10.6%
Website:
expresscredit.lv
Founded:
2009
Colaboradores:
262
Joined Mintos:
Aug 2017
Effective APR charged to borrowers: APR is not always the most representative measure of the cost of borrowing, therefore, Mintos shows effective APR. This is a unified measure among all loan originators on the platform. To calculate the effective APR, the methodology called XIRR (extended internal rate of return) is used, which is further adjusted to exclude compounding effects. Effective APR is calculated based on the cash flows charged to the borrower which includes principal, interest and any fees charged on a single loan basis, whether they are compulsory or not or are charged by a third party.
34%-281%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
€ 2 493 136

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Sobre

VIZIA specializes in consumer loans, focusing on medium-to higher-income customers and their financial needs in various life situations.

The company is fully owned by ExpressCredit Group, the leading consumer financial services chain in Latvia. ExpressCredit was founded in 2009. Operating under different brands, including Banknote and VIZIA, it has become a trusted partner for more than 300 000 people across Latvia.

 

SIA ExpressCredit (Banknote brand) is 100% owner of SIA ViziaFinance (VIZIA brand).

 

Presentation

Presentation

Last Updated: 09.05.2019

Financials

Financials

Last Updated: 09.05.2019

Loan Agreement

Loan Agreement

Last Updated: 19.06.2019