Kredit Pintar

Last Updated: 21.04.2020. Date when the basic information was updated
Kredit Pintar
Empréstimos originados Volume total de empréstimos concedidos por esta empresa a mutuários desde a sua fundação.
€ 923 M
Loan portfolio Empréstimos emitidos pela sociedade mutuante a mutuários à data do balanço financeiro mais recente, que estão em curso ou com menos de 60 dias de atraso.
€ 40 M
Obrigação de recompra A credit enhancement given by the lending company or other entity to the Issuer for a particular Set of Notes. If an underlying loan is more than 60 days late, the lending company is obligated to buy back the investment at nominal value plus accrued, outstanding or late interest. Usually, this means investors will be able to recover their investment in case of a borrower default.
Skin in the Game Para garantir que os interesses de uma empresa de crédito e dos investidores estejam alinhados, a empresa é obrigada a manter uma participação em cada oportunidade de investimento que oferece através da Mintos. Isso é chamado de "skin in the game" (pele em jogo) da empresa.
Juros médios (%) A taxa de juro média ponderada das oportunidades de investimento desta sociedade de crédito.
Founded:
2017
Colaboradores:
1000
Joined Mintos:
April 2019
Annual percentage rate charged to borrowers:
45%-600%
Investimentos pendentes: Volume total de créditos em dívida e disponíveis desta empresa no Mintos. Atualizado diariamente.
0
Schedule extension: During the first 30 days after the due date of a loan payment, the borrower can opt for extending the loan payment schedule. The maximum number of extensions depends on the loan agreement and can't be more than 6. If the lending company agrees, the loan will be automatically updated, with the new schedule, and the due dates for all outstanding payments will be extended by up to 31 days. Investors will continue to earn the same interest throughout the remaining loan term.
Up to 6

Sobre

Kredit Pintar is a consumer lending app in South East Asia. The platform originates micro consumer loans and augments the onboarding process using a sophisticated Artificial Intelligence-based risk management platform. Since its launch in September 2017, the loan originator has experienced fast loan volume growth, without compromising its lending standards. Kredit Pintar has consistently achieved top ranking and ratings in the regional Google Play Stores.
The platform is backed by blue-chip Private Equity and Venture Capital firms, and has funding partnerships with leading local financial institutions. It is registered with the relevant local authorities.

Last Updated: 20.04.2020

Last Updated: 16.11.2020